Day 1: Chip Away at That Mortgage Payment

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This post is part of the 31 Days to Radically Reduce Your Expenses series. Visit this page for even more ways to slash costs and eliminate unnecessary spending! 

Use these 6 ideas to help reduce your mortgage and eliminate the payment entirely!

I know it might seem a little funny to talk about reducing your mortgage payment when it’s pretty much a permanent fixture in your budget for the next 30 years, but any opportunity you have to chip away at this expense in the long run, take it.

Our monthly mortgage payment for our home here in Florida takes up a BIG part of our budget. Plus, we have an additional mortgage for our rental property in NY. Yes, we are the proud {or not-so-proud} owners of 2 mortgages — ick!

While I would love to say that we’ve hustled like crazy to pay down both mortgages in our desire to become debt free, we haven’t. Instead, we were completely happy to cover our payment each month, while still having just enough of a cushion to enjoy the occasional eating out splurge and yearly vacation.

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